Oct 6, 2022 | Consumer Protection, News, Real Estate
Tenant, beware. Tenant, beware. Arkansas has the worst landlord-tenant laws of any state in the nation. Arkansas has no implied warranty of habitability. This means that a landlord can rent a house that is not liveable. We are solely a “buyer-beware” state. Landlords...
Apr 16, 2020 | Consumer Protection, Debt Collection Defense
A lot of people assume that a cosigner is like being a character reference, but this assumption is untrue. A cosigner is a third party who guarantees that the person for whom they are cosigning will repay the debt on-time and in-full. A cosigner is contractually...
Oct 30, 2019 | Consumer Protection, Debt Collection Defense
If you are sued by a debt collector, the worst thing you can do is ignore it. What actually happens if I ignore it? If you ignore the lawsuit, the court will order you to pay whatever amount the creditor says you owe. But what if there is a mistake? Or worse yet, an...
Aug 22, 2019 | Consumer Protection
Going through a divorce and behind on your car payment? Or bought something out of budget and you lost your job? So you think, okay, I can’t pay and the right thing to do is to surrender the car back to the bank and move on. Maybe, but beware of deficiency judgments...
Jul 31, 2019 | Consumer Protection, Real Estate
What is a deed? When you buy a house, your ownership interest is documented by a deed. The deed describes the property, shows that you are the owner, and is a public record that is usually filed in the real estate records division of the county where your home is...
